🏁 Retirement Is Not the Finish Line — It’s the Start of a New Marathon!

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What if your golden years could glitter with purpose, health, and joy?

CPA Dr. Wilson Mbugua thinks they can, if you start running your race early.

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🏃‍♂️ Retirement Is a Marathon, Not a Sprint

If you think retirement means finally “resting,” think again.

Retirement is often painted as a hammock. A pension check. And endless cups of tea. CPA Dr. Wilson Mbugua disagrees, and brilliantly so. He argues that retirement is less about “stopping work” and more about starting life.

In his book, Planning for Lifestyle in Retirement, CPA Dr. Mbugua masterfully flips the script. Showing that retirement isn’t an end. But an intentional transition into a richer, fuller life.

Your golden years deserve more than just a pension. They deserve purpose, health and job.

Drawing from his vast experience in finance, governance, and faith-driven living, CPA Dr. Mbugua likens retirement to running a marathon. Requiring discipline, foresight, and teamwork.

Just like Eliud Kipchoge doesn’t win by accident, neither will you.

You can’t wing it. You train for it.

With anecdotes, biblical wisdom, and practical strategies, CPA Dr. Mbugua shows that retirement planning is holistic. It’s about your health, your relationships, your faith, your finances, and yes, your legacy.

From spiritual wellness to financial planning. Family dynamics to fitness. He shows how life after work can be your most meaningful season yet, if you prepare now.

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💡 From Paycheck to Purpose

CPA Dr. Mbugua invites readers to rediscover identity beyond their job titles. He notes;

You retire from an occupation, not from your purpose.

Whether you’re a CEO, teacher, or farmer.

This book helps you realign your post-work years around what truly matters. Serving others. Nurturing relationships. Mentoring the next generation. And yes, leaving a legacy.

The chapter “Retirement Versus Retirement Lifestyle Planning” alone is worth bookmarking. It shows how faith, family, and financial foresight weave together into a joyful, balanced lifestyle.

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🙏 Planning with Heaven’s Help

Far from being a cold financial manual, Planning for Lifestyle in Retirement is warm, witty, and anchored in faith.

CPA Dr. Mbugua reminds us that God is the ultimate Planner. We are stewards of both our resources and our health. He calls readers to;

“Put God first” (Matthew 6:33)

And build their post-work years around spiritual purpose, good health, and meaningful relationships.

CPA Dr. Mbugua writes with a simple yet profound style. Part financial coach, part mentor, part pastor. He is happily married, and together with his wife, they are raising six wonderful children.

Their family is driven by a mission to influence other families through Christian faith, actions, charity, testimonies and service (FACTS). Authoring this book is part of that calling.

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What makes this book stand out?

• It is witty and relatable: You’ll laugh at the arrowroot vs. bread childhood story. Then pause at the sobering statistics of old-age poverty.
• It is practical: Reflection questions at the end of each chapter force you to stop scrolling (or turning pages) and start planning.
• It is spiritual: Retirement isn’t just about surviving. It’s about stewarding your God-given gifts.

This is not a book to read once and shelve. It’s a manual to revisit. A gift to give. And a conversation starter for families, churches, and workplaces.

💬 Who Should Read (or Gift) This Book

• Anyone aged 25 and above. Start early, thank yourself!
• Professionals approaching retirement
• Couples envisioning life beyond career
• Financial coaches, HR leaders, church groups, and SACCO members
• Parents who want to leave a legacy, beyond poverty property

The book works beautifully for book clubs and small groups.

Gather online or in person. Read one chapter per meeting. And use the rich reflection questions to spark deep, life-shaping conversations with those you love.

CPA Dr. Mbugua is also available to speak to individuals, families, and couples. He can also address chamas, investment groups, and churches.

Additionally, he is available for SACCOs, pension schemes, and organizations on financial literacy and retirement planning.

You can reach him directly on:

Tel: 0725 526 520 | Email: wmbugua6@gmail.com

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🌅 Before You Close the Book: Your Final Retirement Awaits

Planning for earthly retirement is wise… but forgetting your eternal retirement is the costliest mistake you’ll ever make. In the final chapter, CPA Dr. Mbugua reminds us, your pension may secure your sunset years:

Only Jesus secures your forever.

This gentle nudge from the final chapter invites readers to look beyond investments, pensions, and lifestyle planning. Reflect on the only retirement with no inflation, no deadlines, and no end: eternity.

🛍️ Where to Buy

📘 Planning for Lifestyle in Retirement by CPA Dr. Wilson Mbugua
Price: Ksh. 1,500. Available at:

• African Books
• Nuria Bookshop
• Amazon (Kindle Edition)
• Bookseller: Ben Mugwe – Tel. 0735 466997
• Buying for a group? Order 5 copies and above directly from the author

🎄With the festive season upon us, Planning for Lifestyle in Retirement makes a thoughtful and meaningful Christmas gift. For yourself, your family, relatives, friends, and brethren.

It’s the kind of gift that inspires purpose, long after the holidays are over.

📚 Further Reading…

You can also read insights from my other thoughtful book reviews:

• Ashes of My Soul — The memoir that turns heartbreak into hallelujah.
• Fighting Cerebral Palsy, A Special Mother

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💭 Comment Prompt

What’s one thing you’d love to do or become when you retire? Share your thoughts below and let’s start a conversation about purposeful living beyond the 9-to-5.

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🏆 Cheer CPA Dr. Mbugua to Victory!

CPA Dr. Mbugua’s Planning for Lifestyle in Retirement has been nominated for the 2025 African Christian Authors Book Awards (ACABA). A well-deserved recognition of his inspiring work!

He needs more than 100 reader comments on his official author page to secure 20% of the award score. Every supportive message counts.

👉 You can help! Click here 🔗. Leave a quick encouraging comment, and help CPA Dr. Mbugua bring this award home.

Let’s rally together and show our support before end of November 2025! 🙌

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🏷️#RetirementLifestyle #CPADrWilsonMbugua #FaithAndFinance #FinancialLiteracy #KenyanAuthors #PurposefulLiving #BookReview #ACABA2025

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Joseph Ngaara is inspired by people’s life experiences. Do you have an intriguing life story and need to share your triumph or tragedy? Email: j.mungai@hotmail.co.uk

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